Vanguard

General Insurance Fraud Investigations

Insurance fraud investigations often encompass several categories of deceit, focusing on claims that might be inflated or entirely falsified to illicitly benefit from insurance pay outs. These include:

Personal Injury Claims: Surveillance tactics are employed to confirm the legitimacy of injuries claimed, such as whiplash, ensuring the claimant’s reported physical limitations align with their everyday activities.

Exaggerated Claims: This involves probing claims where the severity of injuries might be overstated, often requiring detailed medical reviews and investigation into the claimant’s history to discern the truth.

Fake Accident Claims: Investigators work to uncover the reality of supposed accidents, determining whether they were staged to fraudulently collect insurance money. Techniques include analysing the damage, interviewing witnesses, and sometimes recreating the scene. 

Phantom Passengers: This type of investigation verifies the existence of passengers reported in vehicular accident claims, who may not have been present during the incident. 

Slip-and-Fall Claims: Reviewing video surveillance, witness statements, and the conditions of the accident scene helps verify the authenticity of claims regarding slip-and-fall incidents, ensuring they are not fabricated or exaggerated to claim undue compensation.

Each of these areas requires a combination of detective work, legal knowledge, and sometimes technological assistance to protect against fraudulent insurance claims. 

Ensure accuracy and reduce risk with professional investigative services. Specializing in fraud detection, claim verification, and thorough background checks, our expertise helps insurance companies make informed decisions. 

Require professional expertise to gather and present evidence? Contact us today!

Contact