Home » Insurance Investigations » High-Value Insurance Claims
In the insurance and legal fields, particularly when dealing with valuable personal property, two common areas of focus are:
Art/Collectible Fraud: Investigations into claims related to art or collectibles typically centre on validating the provenance and ownership of the items, as well as assessing any reported damage. This process can involve art historians, appraisers, and sometimes forensic experts who analyse the artwork’s materials and condition to authenticate it and evaluate the extent of any damage. Insurers also closely scrutinize the documentation and history associated with the item to ensure that ownership is legitimate, and the item is not part of a fraudulent scheme.
Jewellery Theft: Claims involving the theft of high-value jewellery items require a detailed investigation that often includes examining security footage, interviewing potential witnesses, and assessing the point of entry for any signs of forced entry. Insurers may also require documentation such as purchase receipts, appraisals, and previous insurance records to establish the value and ownership of the jewellery.
These investigations help confirm the circumstances of the theft and ensure that the claim is legitimate.
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